“Sickness or Injury” is a covered reason for trip cancellation and trip interruption under our plans. However, sickness or injury resulting from a pre-existing medical condition does not apply to the coverage.

Pre-Existing Medical Condition Exclusion Waiver

We offer a waiver for this exclusion with the Worldwide Trip Protector Plan. To be eligible you must:

• Purchase your plan within 21 days of the date your initial deposit toward your trip was received.
• Not be disabled from travel at the time your plan cost is paid based on assessment of a Physician.

Your coverage is effective at 12:01am the day after you purchase your plan.

Other terms apply.