You can purchase your travel protection plan up until the day before you depart for your trip. However, you are required to purchase your plan within 21 days of the date of your initial payments or deposits for your trip is received as an eligibility requirement for time-sensitive benefits.

Cancel for Any Reason Coverage (CFAR)
CFAR is an optional benefit which can be added to your Worldwide Trip Protector plan. To be eligible you must:

• Purchase your plan within 21 days of the date your initial deposit toward your trip was received.
• Insure the full cost of any subsequent arrangements added to your trip within 21 days of any such subsequent travel arrangements.
• Cancel your trip no later than 48 hours prior to the scheduled departure date of your trip.

CFAR is not available to residents of New York State.

Pre-Existing Medical Condition Exclusion Waiver
The Pre-Existing Medical Condition Exclusive Waiver is available with the Worldwide Trip Protector. To be eligible you must:

• Purchase your plan within 21 days of the date your initial deposit toward your trip was received.
• Not be disabled from travel at the time your plan cost is paid based on assessment of a Physician.

Your coverage is effective at 12:01am the day after you purchase your plan.

Other terms apply.