Please Note: Each of our Worldwide Trip Protector plans include the Travel Medical Insurance and Medical Evacuation coverage described below, as well as Trip Cancellation and Interruption and Baggage Delay, Loss, Theft, and Damage. You can also view our complete Plan Comparison Charts and Benefit Explanations.

If You Don't Go Without Health Insurance at Home, Why Take the Risk While You're Away?

InsuraGuest Travel provides coverage for medical expenses incurred during travel, particularly outside of the U.S., that health insurance providers frequently deny as out of network. With the medical benefits included in our plans, you can help ensure access to quality medical treatment wherever you travel and protect yourself from unexpected travel medical and evacuation expenses.

Our Worldwide Trip Protector plans include:

  • Coverage for medical expense due to accident or sickness while you’re away
  • Hospital admission guarantee, with advance payment if required
  • Physician-coordinated emergency evacuation and transportation home due to medical reasons
  • Trip Cancellation or Trip Interruption due to a medical reason affecting yourself, or your spouse, child, parent, domestic partner, or other family member (even if the other person is not insured or not traveling)

Travel Medical / Medical Evacuation Benefits

Worldwide Trip Protector
Accident and Sickness Medical Expense

Can provide coverage for treatment costs when accident or illness strikes during your trip.

Dental Expense

Included in your Accident and Sickness Medical Expense coverage.

Medical Evacuation and Repatriation of Remains

Can provide coverage to transport you to the nearest medical facility capable of providing adequate medical treatment, transport you back to the U.S. with medical escort if needed, and transport your remains back to the U.S. in case of unexpected tragedy.

Pre-existing Medical Conditions Exclusion Waiver*

Applies to Accident and Sickness Medical Expense if you purchase your plan within the time sensitive frame.


Additional terms apply to every benefit and covered reason.

Trip Cancellation vs. Trip Interruption

Trip Cancellation applies after you purchase your plan but before departure. Trip Interruption applies after departure (or if you must join your trip after your scheduled departure date). The covered reasons for Trip Cancellation and Trip Interruption mary vary from each other. Please read the plan document for details.

Covered Costs for Trip Cancellation

  • unused prepaid, nonrefundable trip costs
  • cancellation penalties
  • higher per-person trip costs for you if your travel companion cancels for a covered reason (single supplement)

Covered Costs for Trip Interruption

  • unused, prepaid, nonrefundable trip costs
  • additional transportation costs to return from, to join or to rejoin the trip
  • coverage up to 150% of trip cost

Travel Delay, Missed Connection and Itinerary Change

Travel DelayMissed Connection and Itinerary Change are offered in our plans as benefits separate from Trip Cancellation and Trip Interruption.

Coverage and benefit eligibility may vary by state.